Here's a breakdown of our services and how we can help you financially!

Credit Repair

We offer credit repair because GREAT credit saves you money. Most people pay 3 to 10x what they should pay for their large purchases (House, Car, & Small Business Loans) due to low credit scores. Let us save you more money and strengthen your buying power!

Debt Reduction/Elimination - Student Loans, Medical Bills, & Credit Cards

We help people reduce their debt by reducing their interest and negotiating better terms for them so let us speak on your behalf. This WILL NOT show up on your credit report and if we can't help you, we're quick to say so!

PS - If we can find a window for student loan forgiveness, we 'll apply that to your extra charge!

Life Insurance

Most people are either underinsured by having  just enough insurance to bury them from their jobs or based off what they've been taught. They're not prepared to position their families finances for a better future. Life insurance should help you while you're living not only in death. Plus you should have enough life insurance to pay off all the families bills, the funeral, leave a nice check behind, and position your family to do better. If your life insurance is not doing that, we need to talk.

Retirement Planning

When it comes to retirement, most people are depending on their Variable IRA or 401K! These retirement vehicles go up and down. How can you plan for retirement constantly losing money?

As for social security, who wants to work 40 years to retire and live off of less that they worked so hard for. Retirement time is meant for you to LIVE! You've worked TOO HARD & TOO LONG to struggle financially after you retire.

Generational Wealth Building

Our greatest tragedy is that we don't focus on building wealth that can be passed forward to the next generation. A good man leaves an inheritance for his children's children. We help families build financial legacies that will last for generations to come.

Estate Planning

Estate planning consists of making sure that you have an updated last will and testament, an updated living will, and a durable power of attorney. Not to mention, being position to deal with any remaining tax liabilities left behind after the passing of the client. Estate planning is about being prepared to deal with whatever remains.

IRA / 401K Rollovers

We've noticed that quite a few people change jobs and leave their money in the 401k of their former employer. The problem with that is what happens to that money that is sitting their dormant especially when the stock market crashes. It sits there and shrinks. We help our clients put their money in safer vehicles that protect their money against loss and grows TAX FREE!

PREMARITAL Financial Counseling

The #2 reason for DIVORCE is MONEY ISSUES behind being caught CHEATING! With that said we ask the question, "Why don't people go through PREMARITAL Financial counseling before they get married?" And to our knowledge no one offers it!

Well now we do.....ABSOLUTELY FREE!

We talk about personal credit, saving, spending, paying bills, life insurance, building wealth, passing generational wealth forward, and etc.......ALL for FREE!


A hard money loan is simply a short-term loan secured by real estate. They are funded by private investors (or a fund of investors) as opposed to conventional lenders such as banks or credit unions. The terms are usually around 12 months, but the loan term can be extended to longer terms of 2-5 years. The loan requires monthly payments of only interest or interest and some principal with a balloon payment at the end of the term.

The amount the hard money lenders are able to lend to the borrower is primarily based on the value of the subject property. The property may be one the borrower already owns and wishes to use as collateral or it may be the property the borrower is acquiring.

Hard money lenders are primarily concerned with the property’s value rather than the borrower’s credit (although credit is still of some importance to the lender). To inquire about getting a hard money loan, press here!

LEGAL SHIELD - Legal Insurance

Expected and unexpected legal issues arise everyday. But with a LegalShield Legal Plan, a small monthly fee gets you access to advice and counsel on an unlimited amount of personal legal issues from attorneys with an average of 22 years experience.

The following provides a general overview of what our Legal Plan offers you and your family.

1) Receive Legal Advice, Consultation, & Representation

2) Legal Letters and Phone Calls made on Your Behalf

3) Have your Contracts and Documents Reviewed - up to 15 pgs

4) 24/7 Emergency Access

  • After-hours legal consultation for covered legal emergencies such as: if you're arrested or detained, if you're seriously injured, if you're served with a warrant, or if the state tries to take your child(ren).

5) Trial Defense Services

  • Assistance if you or your spouse are named defendant or respondent in a covered civil action suit

6) Document Preparation - Will, Living WIll, & Power of Attorney

7)Motor Vehicle Services

  • Representation under this benefit is provided when you or your family members have a valid driver's license and are driving a non-commercial motor vehicle.

  • Moving violation (Tickets) assistance & representation

  • Motor vehicle related criminal charge assistance.

  • Up to 2.5 hours help with driver's license reinstatement and property damage collection assistance of $5,000 or less per claim.

8) Family Matters -

Uncontested Name Change Assistance


  • Uncontested name change is defined as a name change in which all consents are attainable and the name change is not contested or challenged.

  • This service is available 90 consecutive days from the effective date of your membership.


Uncontested Adoption Representation

  • Representation by your Provider Law Firm for uncontested adoption proceedings.

  • Uncontested adoption is defined as an adoption in which all parties have agreed in writing to the adoption, all required consents are attainable and the adoption is not contested or challenged.

  • This service is available 90 consecutive days from the effective date of your membership.

Uncontested Separation Representation

  • Representation by your Provider Law Firm for uncontested legal separation or uncontested civil annulment if available in the state of your primary residence.

  • Uncontested separation is defined as a separation in which neither you nor your spouse is represented by separate counsel and all issues are agreed upon in writing by the parties without negotiation by your Provider Law Firm.

  • This service is available 90 consecutive days from the effective date of your membership.

Uncontested Divorce Representation

  • Representation by your Provider Law Firm for uncontested divorce proceedings.

  • Uncontested divorce is defined as a divorce in which neither you nor your spouse is represented by separate counsel and all issues are agreed upon in writing by the parties without negotiation by your Provider Law Firm, net assets of the marriage are under $500,000 and no division of retirement benefits or QDRO is applicable.

  • This service is available 90 consecutive days from the effective date of your membership.

9) IRS Audit Legal Services

  • Coverage includes the return due on April 15th of the first membership year.

  • Up to fifty (50) hours of your Provider Law Firm's time for an IRS audit to include one (1) hour of services within the first 30 days of after receiving written notice of the audit. Followed by 2.5 hours beginning on the 31st day for representation at the audit and for negotiations, conferences, and telephone conversations with the attorney and settlement conferences. The remaining 46.5 hours in trial time or services for actual trial appearance if the IRS sues you or you sue the IRS after paying the disputed tax.

10)  25% off additional legal services
You may continue to use your Provider Attorney for legal situations that extend beyond plan coverage. The additional services are 25% off the law firm's standard hourly rates. Your Provider Attorney will let you know when the 25% discount applies, and go over these fees with you. After initial consultation, the following are covered only under your 25% discount:

  • Lawsuits filed due to conditions that were foreseeable prior to enrollment

  • Charges of DUI/DWI, drug-related matters, hit and run, leaving the scene of an accident, unmeritorious cases, issues resulting from operating a commercial vehicle with more than two axles

  • Bankruptcy, contested divorce, contested separation, child custody, trust preparation

  • Charges of tax fraud or income tax evasions, trust returns, business (including Schedule C) and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the Member's tax returns, or services rendered by an enrolled agent


Fast and Simple, Unsecured Funding!

Our funding platform helps startups and small business owners secure the best funding they can qualify for, guaranteed. Get $5,000 up To $500,000 In Working Capital!

All we need is a 650 credit score across the board and proof of funds (last 2 checkstubs (w-2) or last 2 years tax returns if you're self employed

Your funding can be obtained in as little as 14 days so you can reach your financing needs quickly.

Click HERE to start the funding process

Complete the form below to receive more information about our services:

United Way Plaza Bldg, 1005 Tillman Street, Suite 213, Memphis, TN 38112        901-708-5580

© 2023 by Money Spartans Financial Group

  • Facebook - Black Circle
  • Instagram - Black Circle