Here's a breakdown of our services and how we can help you financially!
We help people reduce their debt by reducing their interest and negotiating better terms for them so let us speak on your behalf. This WILL NOT show up on your credit report and if we can't help you, we're quick to say so!
PS - If we can find a window for student loan forgiveness, we 'll apply that to your debt......no extra charge!
Most people are either underinsured by having just enough insurance to bury them from their jobs or based off what they've been taught. They're not prepared to position their families finances for a better future. Life insurance should help you while you're living not only in death. Plus you should have enough life insurance to pay off all the families bills, the funeral, leave a nice check behind, and position your family to do better. If your life insurance is not doing that, we need to talk.
When it comes to retirement, most people are depending on their Variable IRA or 401K! These retirement vehicles go up and down. How can you plan for retirement constantly losing money?
As for social security, who wants to work 40 years to retire and live off of less that they worked so hard for. Retirement time is meant for you to LIVE! You've worked TOO HARD & TOO LONG to struggle financially after you retire.
Estate planning consists of making sure that you have an updated last will and testament, an updated living will, and a durable power of attorney. Not to mention, being position to deal with any remaining tax liabilities left behind after the passing of the client. Estate planning is about being prepared to deal with whatever remains.
We've noticed that quite a few people change jobs and leave their money in the 401k of their former employer. The problem with that is what happens to that money that is sitting their dormant especially when the stock market crashes. It sits there and shrinks. We help our clients put their money in safer vehicles that protect their money against loss and grows TAX FREE!
The #2 reason for DIVORCE is MONEY ISSUES behind being caught CHEATING! With that said we ask the question, "Why don't people go through PREMARITAL Financial counseling before they get married?" And to our knowledge no one offers it!
Well now we do.....ABSOLUTELY FREE!
We talk about personal credit, saving, spending, paying bills, life insurance, building wealth, passing generational wealth forward, and etc.......ALL for FREE!
An index annuity is an annuity whose rate of return is based on a market index, such as the S&P 500 or the Nasdaq 100. It sets limits on your potential gains without you suffering any losses, so these annuity contracts are less risky than investing directly in the market but also have less upside.
So why worry about losing money in the market when you have a safer alternative.
Expected and unexpected legal issues arise everyday. But with a LegalShield Legal Plan, a small monthly fee gets you access to advice and counsel on an unlimited amount of personal legal issues from attorneys with an average of 22 years experience.
For more info on getting a legal insurance plan, click the link above.